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sam pun.
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All we know about the haiti earthquake destruction.. We can't help them but our efforts can help. just we can give them a helping hands. we pray to god that they again live like before from our donations and efforts. so don't be back. our one click and effort make someone's life.
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Sam pun
Hey nowaday's lots of facebook user have their own blogs.. like music related... anyway this one blogs just to inform you all about your need not only insurance.. if you guys need any kind of help then let me know...
Sam Pun
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Discription :
To maintain the standard of living to which you and your family are accustomed, you need sufficient money. Therefore, it’s better for you and your beloved family to be protected from financial burden of an uncertain future. Regular saving through the insurance can protect you and your family for safe future.
Benefits:
Under this plan the Sum Assured with vested bonuses is payable either on the date of maturity or on earlier death.
Features:
This is a with profit policy. Mininum Sum Assured is 10,000 and no limit for maximum Sum Assured The policy becomes paid up if at least two full Years premium is paid. The policy can be surrendered after completion of two full Years with payment of all due premiums. Loan is payable under the policy after two years to the extent of 90% of Surrender value. If at least two full Years premium have been paid and if death occurs within next one year from first unpaid premium full sum assured is payable subject to rules and regulation. Term Rider upto twice the basis S.A. for policies with age at entry & maturity between 18 Years and 60 Years is available to policy holder for adult. Sum Assured not more than two lakhs. Double accident benefit including permanent disability benefit is available from the age of 18 to 70 Years.
Rates:
Under this plan, provided the policy is inforce for full Sum Assured for the term mentioned in the table below, the Sum Assured will be paid in installments at periodic intervals However in the event of death the full Sum Assured is payable without any deduction or adjustment for the amount that may have been paid earlier by way of Survival benefits. The bonus additions to the policy will be reckoned on the full SA and are payable at the end of the selected term of years or at the Life Assured’s death, if previous.
Benefits:
Features:
This is a with profit policy. The policy becomes paid up if at least two full years premium is paid. The policy can be surrendered after completion of two full years with payment of all due premiums. Loan is payable under the policy after two years to the extent of 90% of Surrender value. If at least two full years premium have been paid and if death occurs within next one year from first unpaid premium full Sum Assured is payable subject to rules and regulations. Term Rider upto twice the basis S.A. for policies with age at entry & maturity between 18 years and 60 years is available to policy holder for adult. Sum Assured not more than two lakhs. Double accident benefit including permanent disability benefit is available from the age of 18 to 70 years.
Discription :
This plan has guaranteed additions of Rs. 65/- per thousand Sum Assured per annum for the first 5-year and reversionary bonuses thereafter. The accrued guaranteed additions and vested reversionary bonuses would be payable either on maturity or immediately on death after the commencement of risk. The option is available under the plans to pay the premiums up to the age of 16 Years [340] or 20 Years [341].
Discription :
This plan is a combination of endowment with profit plan and deferred whole life without profit plan. It provides the pre-decided SA along with vested bonuses at the end of the premium paying term, but the risk cover on the life continues till death of the Life Assured.
Benefits:
Features:
This is a with profit policy. Sum Assured along with the vested bonus, if any, are payable at the end of the Premum Paying Term; maturity value. Sum Assured along with vested bonus are payable on death of the Life Assured during the Premum Paying Term. An amount equal to the Sum Assured is payable on death after the Premium Paying Term, free insurance cover after maturity. Double accident benefit including permanent disability benefit is available from the age of 18 to 70 Years.
Discription :
An amount equals to Basic Sum Assured along with vested guaranteed additions and vested bonus will be paid if Life Assured dies. 4% of the Sum Assured every year after the end of 3rd year till the end of 14th year will be paid. [12 installments and balance Sum Assured at the time of maturity] During the first 5 year of policy, guaranteed additions @ of Rs. 65/- per thousand Sum Assured will accrue at the end of each completed year. These will be paid on earlier death of the Life Assured during the term of the policy or at maturity. Policy will participate in bonus after 5 Years.Policy Loans are not available under this plan
discription :
It is a low premium term assurance plan. This provides the pre-decided SA during PPT and 50% of Pre-decided SA within 10 years after maturity if LA dies. Else premiums paid excluding extra premium will be refunded at maturity. Policy loans and surrender value are not available under this plan.
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